ALLPS Management Platform(AMP)
With the introduction of DebiCheck into the National Payment System, the entire South African debit order landscape has undergone significant changes.
While non-face-to-face authentication mechanisms offer a great measure of convenience for both users and payers, they don’t come without their challenges, and it is necessary to look at alternative solutions when these mechanisms fail.
We have developed our sophisticated ALLPS Management Platform (AMP) as an alternative solution should a DebiCheck TT1 Real-Time or any of the other non-face-to-face authentication mechanisms fail. The use of a TT3 card-based mandate authentication mechanism requires a face-to-face interaction with the payer, which is not always possible outside of the AMP Solution.
ALLPS has an established national network of hundreds of multifunctional devices in the field, that can be used for face-to-face engagements by Contracted Network Entities who have concluded agreements with AMPLIFIN to obtain TT3 authentication requests.
AMP provides the ability for you to request a face-to-face TT3 authentication by uploading the matter through our user-friendly platform and will be made available to a network of experienced Contracted Network Entities (CNEs) nationwide, who will obtain the TT3 Authentication Request on your behalf.
The mobile device is taken to the consumer and the consumer can use their card and PIN as an authentication mechanism which includes the electronic signing of the mandate on the device.
Additional paperwork such as, An Acknowledgement of Debt can also be requested to be signed by the payer.
This service offering can be used to supplement your current authentication strategy without incurring overhead costs. It has proved to be highly effective in the debt recovery market.
Benefits of AMP
- An advanced and innovative solutions that enables you to connect to a network of devices from an electronic platform to obtain face-to-face authentication without incurring the additional overhead costs of device rental or establishing a network of your own
- You have an alternative solution available should a DebiCheck TT1 Real-Time or any other non-face-to-face authentication mechanism fail
- The parameters of the mandate have been recorded for the CNE, ensuring that the engagement with the consumer is efficient and done in a conrtolled manner
- If permitted through User Right settings, the CNE can renegotiate the repayment terms and obtain and specify the correct salary payment strike dates to ensure a higher potential success rate
- Businesses, whether big or small, can remain on their respective appointed panels, remains commercially viable and not suffer any potentials negative drawbacks due to the introduction of DebiCheck into the National Payment System
Cost
- Futhermore, CNEs operate on a “no-success, no-pay” bais, which means that the AMP users will only pay the CNEs once the Authenticated Mandates have been successfully obtained
Administration
- Payments to CNEs who have successfully authenticated payment instructions are facilitated through the AMP solutions and no payments need to be made outside of the solutions, thereby providing greater control and minimizing additional financial and administrative tasks
Accountability
- All CNEs are thoroughly vetted, registered with the required regulators and have a contractual relationship with Amplifin
Flexibility
- A CNE can negotiate the payment instruction with the payer but will be bound to set parameters as decided by the AMP User
- AMP instructions can be edited, removed or withdrawn from a CNE at any time before or after an AMP instruction has been accepted by a CNE
